Module

Balance Management

The Alloq Balance Management module provides comprehensive insights into Regulatory Capital Requirement (RCR - VEV in Dutch), balance sheet risks, liability management, and the funding ratio of your clients. By automatically processing the required data, the module significantly streamlines the preparation and execution of annual regulatory activities.

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Features

Capital Requirement Regulation

Comprehensive Risk Insight

Visualize regulatory capital, balance sheet risks, and coverage ratios at a glance

Customisable Risk Parameters

Tailor risk factors and formulas to match your fund’s needs

Historical Trend Tracking

Track developments over time with built-in visualisation and reporting

Flexible RCR Calculations

Compute Regulatory Capital Requirements daily, quarterly, or annually using custom formulas.

Regulatory Standards Support

Built-in calculation rules aligned with supervisory guidelines (e.g., DNB) by default

Secure Exporting

Generate and export high-level or detailed reports via API, sFTP, or secure download

Drill-Down Traceability

Trace capital calculations from overview down to the source data with ease

Automated Data Input

Streamline annual workflows with automatic data ingestion and straight-through-processing

Audit-Friendly Outputs

Produce traceable outputs suitable for executives, auditors, and deeper analysis

Comprehensive Risk Insight

Visualize regulatory capital, balance sheet risks, and coverage ratios at a glance

Flexible RCR Calculations

Compute Regulatory Capital Requirements daily, quarterly, or annually using custom formulas.

Drill-Down Traceability

Trace capital calculations from overview down to the source data with ease

Customisable Risk Parameters

Tailor risk factors and formulas to match your fund’s needs

Regulatory Standards Support

Built-in calculation rules aligned with supervisory guidelines (e.g., DNB) by default

Automated Data Input

Streamline annual workflows with automatic data ingestion and straight-through-processing

Historical Trend Tracking

Track developments over time with built-in visualisation and reporting

Secure Exporting

Generate and export high-level or detailed reports via API, sFTP, or secure download

Audit-Friendly Outputs

Produce traceable outputs suitable for executives, auditors, and deeper analysis

Comprehensive Risk Insight

Visualize regulatory capital, balance sheet risks, and coverage ratios at a glance

Drill-Down Traceability

Trace capital calculations from overview down to the source data with ease

Regulatory Standards Support

Built-in calculation rules aligned with supervisory guidelines (e.g., DNB) by default

Historical Trend Tracking

Track developments over time with built-in visualisation and reporting

Audit-Friendly Outputs

Produce traceable outputs suitable for executives, auditors, and deeper analysis

Flexible RCR Calculations

Compute Regulatory Capital Requirements daily, quarterly, or annually using custom formulas.

Customisable Risk Parameters

Tailor risk factors and formulas to match your fund’s needs

Automated Data Input

Streamline annual workflows with automatic data ingestion and straight-through-processing

Secure Exporting

Generate and export high-level or detailed reports via API, sFTP, or secure download

Request a demo

Balance management

Regulatory Capital Requirement

The Balance Management module allows users to calculate the Regulatory Capital Requirement (RCR) of their clients using their formula, both factual and strategic, on a daily, monthly, quarterly, and annual level. The RCR calculation can be traced to any desired level. From total overview, instrument level, all the way back to its source data. This enables users to look up intermediate outcomes with ease, also aiding the process of monitoring and reviewing historical developments.

19%

Additional conversions registered after usage

Balance management

Regulatory Standards

By default, the calculation rules of the Balance Management module are configured according to the standard guidelines of the Dutch regulatory authority (DNB). However, the calculation rules are flexible and customisable per fund. They can be tailored as necessary to support any other type of risk calculation that may be required by the users.

Balance management

Parameters

Alloq enables users to customize risk calculations through various parameters and formulas. Chief among these parameters are the risk factors per category according to the standard guidelines of the DNB. These ten risk factors can be calculated individually or all at once to calculate the Regulatory Capital Requirement. Additionally, Alloq updates the funding ratio automatically with every new calculation and data set that is introduced to ensure accurate reporting both factual and strategic.

Balance management

Secure Automated Exports

Alloq’s Balance Management module support automated exports of both high-level (management) reports as well as in-depth reports and breakdowns which can be used in analyses by executors and auditors. Exports are readily available via API, sFTP and secure downloads.

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